Any smartphone message that prompts an immediate “call to action” is probably malware or a scam. So heed the following advice:
1. Always verify the source by conducting a Google or Bing Search of the “topic”.
2. Resist the urge to get sucked in.
3. If you have time, report the incident to one of the many popular (and safe) scam sites – http://www.consumerfraudreporting.org/reporting.php
Thanks to – NYTimes.com Bits